Off-plan real estate
Our flagship discipline — securing early-stage allocations in institutional-grade developments and capturing value between launch and completion.
Off-plan investing means committing capital to a development before it is completed — typically at launch pricing, months or years ahead of handover. Done with discipline, it lets investors capture the value created as a project moves from foundation to finished, income-ready asset.
Centrum Finance has built this into our flagship strategy. We secure allocations in landmark residential and mixed-use developments across high-growth cities, working only with developers whose track record, balance sheet, and delivery history we have independently verified.
Capital is deployed in stages tied to construction milestones, which spreads timing risk and keeps our exposure aligned with real progress on the ground rather than paper valuations.
- Month typical horizon
- 12–36
- Milestone-based capital
- Staged
- Verified developer partners
- Curated
Month typical horizon
Milestone-based capital
Verified developer partners
The characteristics that matter.
Pre-launch pricing
We negotiate allocations at launch or pre-launch pricing, ahead of the broader market, giving our capital room to appreciate as a development matures.
Developer due diligence
Every partner is vetted on delivery history, financial strength, and regulatory standing before a single dollar is committed.
Staged deployment
Capital is released against construction milestones, keeping exposure tied to genuine progress and reducing the risk of stranded commitments.
Escrow protection
Where available, funds are held in regulated escrow structures that release to the developer only as verified stages complete.
Exit optionality
We plan for multiple exits — resale on completion, refinancing, or transition into an income-generating hold — before we enter.
High-growth locations
We focus on cities with structural demand drivers: population growth, infrastructure investment, and constrained quality supply.
A disciplined path from thesis to return.
- 01
Source and screen
We identify launches through longstanding developer relationships and screen them against location, pricing, and delivery-risk criteria.
- 02
Underwrite the project
We model the development's economics, stress-test the timeline, and confirm the developer's capacity to deliver on schedule and to specification.
- 03
Structure and commit
We negotiate allocation terms, put escrow and legal protections in place, and phase the capital commitment across construction stages.
- 04
Monitor to completion
We track construction progress on the ground and report milestone-by-milestone until handover and the chosen exit.
Off-plan real estate rewards patience, local knowledge, and disciplined underwriting — qualities that sit at the centre of how Centrum Finance invests. It anchors many of our clients' portfolios with a real, tangible asset and a clear value-creation thesis.
Speak with our team to understand the developments currently open to allocation and how they might fit your objectives.
Begin a conversation with our investment team.
Centrum Finance works with qualified private and institutional investors. Arrange a confidential introduction with an advisor.